When a loved one dies, finances might be the last thing on your mind. However, in the weeks following a death, you will probably have to consider how you will pay for the funeral. In some instances, the cost of the funeral will be deducted from the deceased’s estate, or they may have even had a funeral plan or insurance cover in place to partially or fully cover the funeral costs.
In this article, we look at how much a funeral can cost and the factors that can alter the total price to help you better understand how much you will need to give your loved one the send-off they deserve.
What is the average cost of a cremation funeral in the UK?
According to the SunLife Cost of Dying Report 2024*, the average cost of a cremation is £3,795. Still, it may vary depending on whether the family wishes to include limousines, flowers, printing the Order of Services and a funeral wake. A direct cremation, which is just the cremation of the deceased with no ceremony or attendees, costs on average £1,498.
Both of these costs indicate an average across the country, but the location of the funeral can impact the prices charged. For example, the same report found that the average funeral cost in Northern Ireland was £3,256 compared to £5,171 in London.
What is the average cost of a burial funeral in the UK?
Following the same report from SunLife, the average burial cost is £5,077, depending on location and other factors such as funeral cars and flowers. A direct burial, which, like a direct cremation, is a burial with no ceremony or attendees, costs an average of £1,657.
At Jack Warwick Funeral Service, we offer a wide range of funeral options to suit all individual budgets and needs, from simple direct cremation services to more comprehensive funeral services.
Why choose Jack Warwick Funeral Service?
At Jack Warwick Funeral Service, we will always provide you with a written estimate of costs before we officially help you plan a funeral, cremation and/or celebration of life.
We can also provide you with all the information and guidance on financial help available when it comes to paying for a funeral. This can include:
- Council or hospital (public health funeral) and state (certain benefit beneficiaries are eligible to claim funeral expenses payments or payments via the DWP)
- Employee, personal pension, war pension and other pensions
- Life assurance policies and prepaid funeral plans. At Jack Warwick Funeral Service we work in partnership with Golden Charter to provide you with a simple way to plan ahead**
- Paying funeral expenses from the deceased estate (the bank or building society of the deceased will be frozen, unless a joint account, and may be used to pay the funeral account upon request when presented by a funeral service invoice and death certificate)
- Funeral finance options
- Charity and British Legion support is available in some situations
- Bereavement Support payments
Contact us today
At Jack Warwick Funeral Service, we offer a wide range of funeral options to cater for all budgets and requirements, from simple unattended cremations to more comprehensive funeral services. Please get in touch, and find out how we can support you.
*https://www.sunlife.co.uk/funeral-costs/
**Jack Warwick Funeral Service is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279)
